I have this cognitive system specially for personal finances that can be sumed up oh so easily in just two steps...
Step one: Make a rough estimate on what i would be spending on and from there derive a simple spending and balance column.
Step two: Take the spending account and add a substantial amount of money to that to derive a true estimate on what i would REALLY be spending for the month.
In this way, i would always be spending less than what i projected. =)
So this deluded balance works fo me and i have always maintained it.. until recently when i realize that i have grossly overspend on every single component... hai...
So... now starts the super-miser-spend-five-dollars-a-day-only-stacey... yup... just to let you all know...
4 comments:
does this mean i'm liable to cover all the excesses?
=/
mm hmm!
=) Hahaha so i think your $4 a day wont work... not that im being unsupportive of course...
haha...
im trying to save moonneyy tooo. anyway i have like seen you only twice in school so far! where have you beeeeeeeen? must be hiding in NUS with jiang.
Hey hey hey!
No... i havent been hiding in NUS... its too damn far to hide... im in school all the time Fang! Studying! Come study with me!
Post a Comment